At the moment in crypto, Divine Analysis has issued 30,000 unbacked USDC loans utilizing Sam Altman’s World ID to confirm debtors, concentrating on underserved customers, Bitcoin could also be heading for important upside in 2026. In the meantime, a Solo Bitcoiner miner mines block.
Divine Analysis points unbacked crypto loans utilizing Sam Altman’s World ID
San Francisco-based lender Divine Analysis has issued round 30,000 unbacked short-term crypto loans since December, utilizing OpenAI CEO Sam Altman’s iris-scanning platform World ID to confirm debtors.
Divine provides loans below $1,000 within the USDC (USDC) stablecoin, primarily to abroad debtors underserved by conventional finance. It makes use of World ID to make sure customers can not open a number of accounts after defaulting.
“We’re loaning to common of us like high-school lecturers, fruit distributors . . . mainly anybody with entry to the web can get entry to our funds,” Divine founder Diego Estevez informed the Monetary Occasions. “That is microfinance on steroids.”
Rates of interest vary from 20% to 30%, with a reported first-loan default charge of round 40%. “Excessive rates of interest compensate for these losses,” Estevez mentioned, including that free World tokens issued to debtors will be “partially” reclaimed.
Bitcoin ‘up yr’ is 2026, and the four-year cycle is lifeless: Bitwise
Bitcoin’s worth may see important upside in 2026, bucking the standard four-year market cycle, based on Bitwise chief funding officer Matt Hougan.
The prediction comes as different analysts are divided on whether or not Bitcoin will stray from its historic sample or observe the standard halving cycle and peak within the coming months.
“I wager 2026 is an up yr,” Hougan mentioned in an X video on Friday. “I broadly assume we’re in for a superb few years,” Hougan added.
Hougan mentioned the four-year halving cycle “is lifeless” for a number of causes, together with the Bitcoin halving changing into “half as necessary” each 4 years, and the rate of interest cycle being constructive for crypto. Since April, US President Donald Trump has been publicly pressuring Federal Reserve Chair Jerome Powell to chop rates of interest, a doubtlessly bullish catalyst for Bitcoin, as decrease charges make conventional belongings like bonds and time period deposits much less interesting to traders.
Solo BTC miner mines block, scores reward
A solo Bitcoin (BTC) miner efficiently mined a block and added it to the blockchain ledger on Saturday, accumulating the three.125 BTC block reward, valued at $372,773.
The miner added block 907283, which contained 4,038 transactions and block charges totaling $3,436, via the Solo CK pool, which controls round 6.3 exahashes per second (EH/s) of computing energy.
The mining trade is more and more dominated by massive, company gamers. Nonetheless, solo miners proceed to mine blocks, though the chances of a profitable solo miner are just like profitable the lottery.
